
Terms of layby at Zilmia Online
- Minimum spend is $25 (not including P&H)
- 10% non-refundable deposit within 7 days
- Full amount owed (inc. P&H) must be fully payed within 8 weeks
- Repayments can be weekly, fortnightly or monthly
- Direct deposit only
- Please contact me before buying an item to arrange your layby

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